Improving Health Insurance Market from Nursing Perspective Term Paper

Improving Health Insurance Market from nursing Perspective - Term Paper ExampleThis search for lower make up in the labor for providing these work will translate into nursing services taking up additional responsibilities in the providing of wellness sustenance services at least in the community settings. Though not all medical professionals oblige to the taking up additional responsibilities by nursing services in the provision of wellness allot services, yet there is enough evidence to show that there is no deficiency in the quality of wellnesscare services provided by nursing services in nursing independent care settings. Reducing costs of health care and providing more access to health as the means to improving the healthcare amends market will require a greater role for nursing services and quite plausibly as independent services in the community settings. In conclusion, health insurance started in the States in the thirties under skepticism on its success. Since that time health insurance has become the style by which people meet the costs of health care needs. However, this growth has come at the cost of high costs of health care and the poor accessibility to health care. Factors intrinsic and extrinsic to the health insurance industry have led to this situation in the healthcare industry, which has led to the need of the instant being improvements in the healthcare insurance market, with particular emphasis on lowering health care costs and enhancing access. Nursing services can and will play an important role in the efforts to improve the health insurance market.... nwards private insurers did provide accident, burial, and sickness policies, while some of the railroad, mining, and timber companies provided workplace health benefits. However, health insurance in its complete form and in an organized manner took root from the 1930s onwards. Against a backdrop of skepticism prior to World War II of a greater equilibrium of commercial insurer s that hospital and medical costs were an insurable risk, health insurers did offer accident, burial and in the States became a reality through the efforts of Blue Cross in the mid 1930s. The success that Blue interbreed achieved in its health insurance offerings brought competitors into play to share in the health insurance pie in America. This emerging potent competition resulted in the erosion of market share of Blue Cross and changed the competitive scenario of the health insurance market. The health insurance market now consisted of the non-profit organizations of Blue Cross or Blue nurse and the for-profit commercial health insurers (Austin & Hungerford, 2009). Towards the end of the 1950s health insurance had become a standard office of the compensation offered by most of the large employers in America. The Federal Employees Health Benefits Plan (FEHBP) which was created by sexual intercourse made available to federal workers across the country Blue Cross and Blue Shield health insurance benefits. However, this was the period of time when for the first time a sharp increase in health care costs were experienced. Fuelling this were several reasons that included emergence of new hospitals growing capital intensity for providing yard bird care the change from, flat-rate per diem reimbursement for hospitals to full cost payment and the widening of health insurance benefits that enhanced the aptitude of